Yes, Speedy Cash can affect your credit score. If you are late on payments to Speedy Cash, they will report it to the credit bureaus and this can cause your credit score to go down.
Speedy Cash offers a variety of payment options, including installment payments. If you are unable to pay back the loan in one lump sum, you can opt for an installment plan. This will help you pay off the debt over time.
Speedy Cash will typically require a credit score of at least 600 in order to qualify for a loan.
Yes. If you can’t repay the loan in a timely manner, the lender will contact the credit bureaus and report your late payments. This can negatively impact your credit score, making it more difficult to get approved for other loans in the future.Payday loans are meant to provide short-term financial relief, not long-term solutions. If you’re unable to pay back a payday loan on time, you should contact the lender and ask about their repayment plan options.
Speedy Cash verifies income by checking the applicant’s recent bank statements and verifying that they have a history of steady employment.
Speedy Cash does not approve of everyone. They have a list of requirements that they require before approving someone for an advance.
Speedy Cash can garnish your wages if they have a court order.
Yes, you can sue Speedy Cash for an unfair lending practice. You can also file a complaint with the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).
Speedy Cash is still in business. They are a payday lender with over 1,000 locations across the United States.
There are a few reasons why people might use credit instead of cash. For one, credit can be more convenient than cash, especially when buying large items or traveling. Credit can also be helpful in building credit history and improving one’s credit score. Finally, using credit can be a way to get access to money that one might not have otherwise, which can be helpful in times of need.
