The cost of prescriptions and medications are not regulated because of the varying prices of a particular drug from pharmacy to pharmacy hence the price of prescriptions depends on the insurance coverage or the pharmacy where the drugs are purchased. This is where GoodRx plays a pivotal role to save millions of people an extra cost on each prescription they purchase by checking through the GoodRx app.
How then can you use GoodRx?
By searching through the GoodRx app for the prescription you need, several pharmacies pop up showing the lowest prices of that particular prescription. This helps you to quickly get the lowest price of your prescriptions at a pharmacy close to you.
Many people are covered by insurance which co-pays their prescriptions and medications which may be the most affordable option in some situations but in other situations, some other health care savings can as well able offer you the same medication at even a lesser and more affordable price. This article will explain in detail why to use GoodRx over insurance for your health care needs.
How do GoodRx works?
Insurance is very different from GoodRx in their mode of operation, before we consider if GoodRx takes insurance, let’s consider how it works?
GoodRx is a medical app that finds and lists discount prices for medications and prescriptions including specific generic prescriptions and gives you options of pharmacy stores where you can get your prescriptions at the lowest prices. GoodRx gathers present prices and discounts for prescriptions and medications from an online database.
You open the app and search for the prescriptions you need, compare the prices across pharmacies and use the GoodRx app or print out GoodRx coupons to bring to your local pharmacy. One good thing about GoodRx is that it is completely free to use and no registration is required. Using this saves you a huge amount of money depending on the insurance plan you chose.
Does GoodRx take insurance plans?
It does not take insurance plans nor does it take medicare or health care plan.
The prices of prescriptions through insurance depend on the pharmacy where the prescriptions are bought. Prices of prescriptions vary from pharmacy to pharmacy which implies that the cost of the prescription is not fixed. For GoodRx, they provide discount prices on prescriptions at nearby pharmacies, these prices are affordable and less expensive than insurance co-pays.
It does not use insurance as their mode of payment is through the GoodRx coupon. All you need do is to search for your prescription on the GoodRx app which gives you many options of pharmacy stores with prices of the prescriptions. It provides access to a free GoodRx coupon as well. Depending on your insurance plan, if you try out GoodRx you would discover one thing, you save money for every prescription you buy.
However, your choice of using GoodRx over insurance depends on your personal preferences and financial strength, nonetheless, It is a better option.
How to use GoodRx instead of insurance?
As earlier mentioned, It does not take insurance pay or other health care plan. How can you use GoodRx instead of insurance to buy prescriptions?
Get the GoodRx app and use the coupon to buy prescriptions at the pharmacy. All you need to do is to bring the applicable coupon to the pharmacy store. GoodRx coupons can be printed from the computer, sent directly to the phone in form of an SMS message or your email, or can be directly accessed from the GoodRx app on your device.
The pharmacist at the store uses the coupon to process the purchase as a cash transaction. The code on your coupon will be used to find the new price of the prescription.
GoodRx has a monthly membership plan called GoodRx Gold that offers more discounts on drug prescriptions and provides health care services for families.GoodRx Gold membership offers exclusive access to low drug prices for members. GoodRx Gold prices are lower than your insurance co-pay, this saves more money in return.
Final Thoughts
GoodRx cannot be used alongside insurance or any other health care plans. It does not purchase with insurance either, you need to pay personally. It is very affordable and can help you to save on the price better than insurance co-pays.
Can I use GoodRx Gold alongside my insurance?
No, you can’t combine both. GoodRx Gold offers discounts that are lower than insurance co-pay. GoodRx is not insurance.
Can I use GoodRx instead of insurance?
Yes, it’s advisable to use GoodRx instead of insurance if the prices of prescriptions are lower.
