Best Buy is one of the largest electronics retailers in the U.S. They are continuously improving their customer service and support. Most importantly, they continue advancing and accept multiple forms of payment. With prepaid cards being so easy to use, and efficient, you will want to know whether you can use these cards to make purchases at Best Buy. Let’s have a look at what we have found out about this form of payment.
Best Buy does not accept prepaid cards as a form of payment. They aren’t accepted for both in-store and online purchases for a multitude of reasons. They do, however, accept other numerous forms of payment.
Let’s have a look at the accepted forms of payment at Best Buy, as well as why they do not accept prepaid payment options.
Why Prepaid Cards Are Not Accepted at Best Buy?
Be it a prepaid debit or credit card, these cards are not linked to a bank account. Holders are not obligated to add valid personal information to these cards. It is mainly for this reason that these cards have been involved in fraudulent activities.
There have been security issues with using prepaid cards for certain transactions and most companies wouldn’t want to bear the cost of setting up the security to allow for this payment option.
More worryingly, prepaid cards are notorious for the fact that even stolen cards can be used to make purchases without the holder or card owner’s knowledge
When online purchases are made via Best Buy’s website, the cash for the item is not drawn out until the item has been packaged and mailed to the customer.
If the payment were to be made via a prepaid card, this form of payment would be risky. For instance, a customer would still receive the item ordered despite there being no funds in the prepaid card.
Note that when you make a payment with a card at Best Buy, your personal information will be stored but not for use other than to help them assist you better. They will never share this information with any third-party company.
Payment Methods Accepted in Best Buy Stores:
Listed below are the various forms of payment accepted in-store. The most important fact about using these forms of payment, you will be eligible for a refund or exchange.
Best Buy/My Best buy Credit CardBest Buy Gift CardsBest Buy Commercial cardMy Best Buy Visa Personal ChecksBusiness ChecksBest Buy for Business CardAmerican ExpressCashier checksDiners clubDiscover MasterCardVisaVendor couponsCashJCBBest Buy reward certificatesVanilla Visa Gift Cards registered as Credit Cards
Payment Methods Accepted on BestBuy.com:
When making a payment for an item ordered online, there are certain rules in place. These state that you cannot combine payment methods,
You cannot use multiple debits and/or credit cards on a single purchase. You also cannot try to make a payment from PayPal and a debit or credit card for the same purchase.
For online transactions, the payment must come from one source. All online accepted payment methods are listed below.
PayPalBest Buy/My Best Buy Credit CardMy Best Buy reward certificateBest Buy Gift CardsYou can pay with points earned from your previous Best Buy purchasesMy Best Buy VisaBest Buy for Business CardDiners ClubAmerican ExpressJCBVisaDiscoverMasterCard
Note that for online orders, your account will only be billed once the item has been shipped out to you. If there are problems authorizing the card, then Best Buy will contact you via email.
If you have an issue with an item purchased online, then you can mail the item back to Best Buy to request a refund within 14 days after purchase. The amount will be credited into the account or card with which the payment was made.
If you would like to return an item in-store then you must take the item with you, as well as the original receipt. The item will either be exchanged, or you can request for a refund and the amount will be credited into the card that was used to make the payment.
Conclusion
Best Buy does not accept prepaid debit and credit cards as a form of payment for online purchases or in-store.
They do accept other, various alternative forms of payment. If you were intending on using a prepaid card for payment due to not having your own bank account, then you could use a gift card to make the payment for the transaction instead.
